To account for power losses assume an 80 percent efficiency. Your solar inverter should have a similar or slightly higher wattage rating than the DC output of your solar panels (which in this case is 4.5 kW). You can size it between 1.15 and 1.5 times larger. The rule of thumb is to size your inverter 1.25 bigger than your solar array.
Inverter size also plays a key role in the DC-to-AC ratio—a critical design metric in any solar system. This ratio compares the total power rating of your solar panels (in DC) to the maximum output of your inverter (in AC).
Knowing your array size allows you to choose an inverter that can handle that production efficiently—without over- or under-investing in capacity. The second step is understanding your system’s DC-to-AC ratio, one of the most important metrics when sizing a solar inverter.
Depending on where they fall in that band and the size of their solar array, they will likely use a 3, 5, or 10kW inverter. You also need to consider surge watts and voltage drop. Surge watts are the extra power required to start appliances that have motors, such as refrigerators and air conditioners.
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